This week’s top headlines: Twenty7tec launches data analytics platform INSIGHT Pro and Brokers remain ‘indispensable’ as use of AI continues to rise. Explore these and other major industry updates below: Santander’s lowest rate now 3.51%, Barclays and NatWest also cut prices Santander has cut… The post Mortgage Strategy’s Top 10 Stories: 08 Dec to 12 Dec appeared first on Mortgage Strategy.
Government plans to introduce a minimum EPC of C for rented homes are “financially unviable” for most landlords, the National Residential Landlords’ Association has warned. Landlords will be expected to spend up to £15,000 per property to meet the new minimum energy efficiency standards. However,… The post Most landlords ‘can’t afford’ EPC upgrades: NRLA research appeared first on Mortgage Strategy.
The momentum of price-cutting by lenders slowed this week, as the market paused for breath ahead of an expected drop in the Bank of England base rate next Thursday, Moneyfacts’ analysis found. Overall, average fixed rates saw little movement over the past seven days, though… The post Price-cutting slows but hopes build for BoE rate drop: Moneyfacts appeared first on Mortgage Strategy.
Total UK construction output is estimated to have fallen by 0.3% in the three months to October 2025, according to the latest figures from the Office for National Statistics. Monthly construction output is estimated to have fallen by 0.6% in October 2025; this follows an… The post Private housing work falls as construction sector struggles appeared first on Mortgage Strategy.
The FCA has fined Nationwide Building Society £44m for weaknesses in its systems for preventing financial crime. Between October 2016 and July 2021, Nationwide had ineffective systems for keeping up-to-date due diligence and risk assessments for all its personal current account customers and for monitoring… The post FCA fines Nationwide £44m for anti-fraud failures appeared first on Mortgage Strategy.
Having waited for the Budget for what seemed like an eternity — in one sense it came early! The Office for Budget Responsibility report, which is usually made available a few hours after the chancellor’s Budget announcement, was published by accident 35 minutes beforehand. The fallout… The post News Analysis: ‘Hands off our housing market’: What’s in store for 2026? appeared first on Mortgage Strategy.
The value of second charge mortgage lending in October increased by 32% year on year to £223m. The latest figures from the Finance & Leasing Association show that October’s second charge lending by volume was 22% higher year on year at 4,238. The total value… The post Second charge mortgage lending up 32% in October: FLA appeared first on Mortgage Strategy.
The government’s takings from stamp duty jumped by 23% in the tax year to April to reach £18.2 billion, up from £14.8bn in the previous year, official figures show. Within this total, which includes taxes on sales of shares, stamp duty on property sales (stamp… The post Government’s earnings from stamp duty surge 23% to £18bn appeared first on Mortgage Strategy.
The first ever Mortgage Strategy Mortgage Innovation and Technology (MIT Live) event more than lived up to expectations, judging by the positive feedback from both delegates and speakers. Here are just a few of the comments so far on MIT Live Nicola Firth, founder and… The post MIT Live hits the mark! appeared first on Mortgage Strategy.
More2life has cut the early repayment charge (ERC) period on its Flexi range from 15 years down to 10. The later life lender says its Flexi products allow borrowers to make voluntary repayments without a penalty up to a set allowance in order to reduce… The post More2life cuts ERCs on Flexi deals and updates age criteria appeared first on Mortgage Strategy.
