UK self-employment has stabilised since its pre-Covid peak, when nearly five million people worked for themselves. Yet the Resolution Foundation’s ‘Low Pay Britain 2025’ report shows that the number of self-employed workers remains around 700,000 lower than the figure before the pandemic, now accounting for… The post Comment: Navigating the modern lifestyle maze appeared first on Mortgage Strategy.
Gen H has made rate increases by up to 25 basis points after gilt yields increased overnight due to the Iran conflict. The lender was set to make price cuts but with five-year gilts up around 19bps today, the two-year up around 12bps and the… The post Gen H u-turns on reprice as gilt yields rise overnight, Vida and CHL withdraw products appeared first on Mortgage Strategy.
Landlords using limited company structures control an average of more than three times as many properties as those holding stock in their own name, Pegasus Insight latest landlord trends data reveals. Data from Q4 2025 found that more than one in five landlords now operate… The post Limited company landlords hold 3x as many properties as individual investors: Pegasus appeared first on Mortgage Strategy.
Mortgage lenders may be forced to raise prices after the Iran conflict caused gilt yields to rise overnight, experts say. The US and Israel began a series of strikes on Iran on 28 February, with the conflict spreading to include Iranian attacks on multiple Gulf… The post Mortgage prices may rise as Iran conflict bumps up gilt rates appeared first on Mortgage Strategy.
Ahead of big fiscal moments – whether it’s the Spring Statement or Autumn Budget – landlords and brokers usually brace for impact. Will there be sweeping tax changes? Adjustments to Capital Gains Tax? New rules they’ll need to navigate overnight? Usually, speculation runs hot in… The post Blog: Fiscal season and BTL – why stability matters as much as incentives appeared first on Mortgage Strategy.
Keystone Property Finance has appointed two regional business development managers and made two senior BDM promotions. Tom Lawry has joined as BDM for the West Midlands and James Harding will take on the role of BDM for the East Midlands. Lawry joins from Birmingham Bank… The post Keystone makes further BDM hires and senior promotions appeared first on Mortgage Strategy.
Landlords across England and Wales face a bill of nearly £26 billion to meet the government’s 2030 energy efficiency deadline, according to new analysis. Under the government’s Warm Homes Plan, all rented homes must have a minimum EPC rating of C by 1 October 2030.… The post Landlords face £26bn bill to meet energy efficiency rules appeared first on Mortgage Strategy.
Annual house price growth held steady at 1% in February, with average prices increasing to £273,176, the latest index from Nationwide has shown. Month-on-month house price growth across the UK was 0.3%. Nationwide chief economist Robert Gardner says the figures reflect January’s modest recovery after… The post Annual house price growth steady at 1%: Nationwide appeared first on Mortgage Strategy.
Charles Street Finance has appointed Thomas Ratcliffe and Louise Ward to support its ambitions to grow its loan book to £1 billion. Ratcliffe and Ward have been named as relations manager and customer retentions manager respectively. Ratcliffe joins Charles Street from his North West-based family… The post Charles Street hires Ratcliffe and Ward appeared first on Mortgage Strategy.
Afin Bank has appointed Stuart Benge as senior business development manager. Benge joins with more than 30 years of experience in residential and commercial finance, including 20 years with Norwich and Peterborough, plus stints at both Recognise Bank and Hodge Bank. Benge marks the fourth… The post Afin Bank appoints Benger as senior BDM appeared first on Mortgage Strategy.
