Mortgages

New build price moves uneven across UK and tough for FTBs

The price movements for new build properties in the UK are not consistent and the average price is proving too much for most first-time buyers. This is according to the latest data from Propertymark. It shows that average house prices for new instructions regarding newbuild… The post New build price moves uneven across UK and tough for FTBs appeared first on Mortgage Strategy.

Chancellor considers replacing stamp duty with new property tax: Report

Chancellor Rachel Reeves is considering a new tax on the sale of properties worth over £500,000 as part of wider stamp duty and council tax changes. Senior ministers, who have been briefed on proposals, have asked officials to look into how a new “proportional” property… The post Chancellor considers replacing stamp duty with new property tax: Report appeared first on Mortgage Strategy.

Barclays intros 15-minute mortgage applications for brokers

Barclays has revamped its residential mortgage applications for brokers, with a “simpler and faster” system that takes 15 minutes to complete. The bank says the new process is a “more intuitive, streamlined application journey where information flows seamlessly, meaning no rekeying, less friction and a… The post Barclays intros 15-minute mortgage applications for brokers appeared first on Mortgage Strategy.

Broker Focus: Stephen Kerr, director at Kerr & Watson

Describe your firm in a few sentences. Kerr & Watson was co-founded in 2023. We offer a service that we would want ourselves, where we can encourage people to refer their friends and family without being unsure if they are being looked after to the… The post Broker Focus: Stephen Kerr, director at Kerr & Watson appeared first on Mortgage Strategy.

NatWest launches additional borrowing ‘anytime’ during mortgage term   

NatWest has launched a suite of additional borrowing loans allowing existing customers to apply for extra cash outside of their product transfer window and “at any time during their mortgage term”.     The lender says the offer moves on from the previous system, where customers were only allowed… The post NatWest launches additional borrowing ‘anytime’ during mortgage term    appeared first on Mortgage Strategy.

Hope Capital introduces new resi bridging loan

Hope Capital has launched a residential bridging loan product, specifically designed to give borrowers enhanced liquidity from day one. The product offers 75% Net at just 0.95%, with works forward funded throughout the loan term. This gives borrowers the cashflow to progress their refurbishment projects… The post Hope Capital introduces new resi bridging loan appeared first on Mortgage Strategy.

DWP launches state pension call for evidence

The Department for Work and Pensions Secretary of State has appointed Suzy Morrissey to prepare an independent report ahead of the third review of the state pension age. Morrisey has called for the views on what factors government should consider in determining state pension age… The post DWP launches state pension call for evidence appeared first on Mortgage Strategy.

CHL Mortgages national account manager Valvona retires after 45 years 

CHL Mortgages for Intermediaries national account manager Andy Valvona has retired after 45 years in financial services.  Valvona leaves CHL Mortgages after almost five years and was responsible for the specialist landlord lender’s key relationships with networks, mortgage clubs, packagers and key accounts. He joined… The post CHL Mortgages national account manager Valvona retires after 45 years  appeared first on Mortgage Strategy.

Cost of living most important issue right now: ONS survey

According to the latest monthly survey from the Office of National Statistics, the most commonly reported issues were the cost of living (85%), the NHS (81%), and the economy (67%). The ONS’s Public opinions and social trends, Great Britain: July 2025 survey,  also showed that… The post Cost of living most important issue right now: ONS survey appeared first on Mortgage Strategy.

Monzo tops personal and business banking satisfaction poll: CMA 

Challenger banks continue to lead the way in the latest set of banking satisfaction results published by the Competition and Markets Authority, with digital lender Monzo topping the poll for personal and business accounts.  The survey is the 14th annual review of customer service across the banking market, scoring… The post Monzo tops personal and business banking satisfaction poll: CMA  appeared first on Mortgage Strategy.

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