Twenty7tec has added Mercantile Trust to its lender panel within RESEARCH. Mercantile Trust products and criteria will be visible to users of RESEARCH, enabling advisers to source and review Mercantile Trust products alongside the wider market. By joining the Twenty7tec panel, the lender says it… The post Mercantile Trust joins Twenty7tec’s RESEARCH platform appeared first on Mortgage Strategy.
A lack of social and affordable housing is leading to families being locked into poverty damaging their health and wellbeing, according to an academic report. Private rents are too high for lower income families leading to a rise in homelessness say professor Christine Whitehead of… The post Lack of social and affordable housing fuels poverty, report says appeared first on Mortgage Strategy.
NatWest has made rate cuts on new business, existing customer and additional borrowing product ranges. As part of the cuts, NatWest has lowered the rates on purchase two-year fixed by up to 20 basis points. These include rates at 80% loan-to-value (LTV) and a product… The post NatWest and Gatehouse Bank reduce rates appeared first on Mortgage Strategy.
Keystone Property Finance has expanded its refurb to let range by introducing higher loan-to-value (LTV) products. The specialist buy to let lender has added two new short-term products, increasing the maximum LTV available on loans between £100,000 and £1m. Rolled up options are now available… The post Keystone expands refurb to let range appeared first on Mortgage Strategy.
Gen H has expanded its New Build Boost scheme in partnership with Lovell Homes. The partnership adds to the scheme plots at 25 Lovell Homes developments across England and Wales. New Build Boost is a mortgage scheme administered by Gen H in partnership with select… The post Gen H expands New Build Boost scheme with Lovell Homes appeared first on Mortgage Strategy.
The average loan-to-value (LTV) ratio on mortgaged homes across the UK has fallen to 59%, down from around 70% in 2012, the Intermediary Mortgage Lenders Association reveals. IMLA’s report The New Normal – prospects for 2026 and 2027 reveals that, since the financial crisis, an… The post Average mortgage LTV falls to 59%: IMLA appeared first on Mortgage Strategy.
There was a 41% increase in demand for rental insurance products between September 2025 and December 2025, Goodlord reveals. This major jump in demand coincided with the Renters’ Rights Bill securing Royal Assent on 27 October. In an additional survey of 234 letting agents and… The post Demand for rental insurance rises 41% as Renters’ Rights Act looms: Goodlord appeared first on Mortgage Strategy.
Re-bridging has received a mixed reception in the market for as long as I can remember. Lenders generally took a ‘We do’ or ‘We don’t’ attitude, without much of a middle ground. As new lenders flood the market and genuine USPs grow increasingly rare, this… The post Bridging Watch: Time to re-think re-bridging? appeared first on Mortgage Strategy.
LiveMore has joined the Twenty7tec affordability tool, RESEARCH, making it easier for advisers to find the right lending solutions for older borrowers. Twenty7tec’s technology platform supports over 17,000 advisers with product sourcing, applications and data analytics. Maximum borrowing amounts are obtained from the LiveMore Mortgage… The post LiveMore joins Twenty7tec’s affordability tool appeared first on Mortgage Strategy.
Afin Bank has cut interest rates on its High-Net-Worth Mortgage by up to 1.66% across the entire range. The bank’s High-Net-Worth Mortgage was created for ‘asset rich, income-light’ borrowers that do not meet standard income-based criteria. Instead, affordability is based on a customer’s net assets,… The post Afin cuts rates up to 1.66% on HNW loans appeared first on Mortgage Strategy.
