Gatehouse Bank has introduced new limited edition Home Purchase Plan (HPP) and Buy-to-Let (BTL) Refinance Fee Saver products for UK residents who are refinancing from another provider. The plans are available for a two-year or five-year fixed term with a minimum finance amount of £200,000… The post Gatehouse offers limited edition purchase plans appeared first on Mortgage Strategy.
The average house price in Great Britain will rise by 2% next year, according to Rightmove predictions. The estate agent listing website said new seller asking prices will rise by 2% by the end of 2026, after an unexpected fall in 2025 of 60bps. Rightmove… The post House prices to rise 2% in 2026, says Rightmove appeared first on Mortgage Strategy.
The sharp increase in buy-to-let properties held in limited companies seen over the last decade has been driven by younger, newer landlords buying property within a company structure from the outset. This is according to a recent survey from Paragon Bank of over 500 landlords,… The post Younger landlords driving ltd company BTL ownership appeared first on Mortgage Strategy.
Thousands of UK landlords are expected to leave the private rental sector in 2026, according to property purchasing firm LandlordBuyer. The firm said that the combination of regulatory reform, financial pressures, and growing uncertainty is triggering a sustained shift in the UK housing landscape. Data… The post ‘Thousands of smaller landlords set to sell up in 2026’ appeared first on Mortgage Strategy.
Nottingham Building Society has made a series of sourcing and criteria enhancements for borrowers with complex or non-standard income profiles. The society has removed minimum time remaining requirements for applicants on fixed-term contracts, and will now consider temporary contracts, short-term renewable contracts and rolling contracts.… The post Nottingham BS makes sourcing and criteria changes appeared first on Mortgage Strategy.
The average mortgage size has risen 3.5% in a year, according to mortgage network Stonebridge. Stonebridge’s November Mortgage Market Briefing found that the typical loan size is now £207,929. The average mortgage rate dropped by 39bps from October, to 4.35%, while mortgage applications were up… The post Average mortgage size grows 3.5% in a year: Stonebridge appeared first on Mortgage Strategy.
Average UK house prices increased by 1.7%, to £270,000, in the 12 months to October 2025, according to the latest figures from the Office for National Statistics (ONS). This annual growth rate is down from 2%, in the 12 months to September 2025. Average house… The post House price and private rental growth slows pace: ONS appeared first on Mortgage Strategy.
UK landlord profitability is now at a six-year high, with rental yields setting a new record, according to research from Pegasus Insight. Found that nearly nine in ten landlords (89%) now report making a profit from their lettings activity, the highest level recorded since 2019.… The post Landlord rental yields hit record high appeared first on Mortgage Strategy.
Let’s not talk about the Budget. Mainly because I’m writing this beforehand and you’ll read it afterwards! But also there’s other ‘stuff’ going on that landlords may not have thought much about because, frankly, there’s only so much bandwidth. Instead, I want to focus on… The post Buy-to-Let Watch – Budget done, MEES to go: The EPC countdown is on appeared first on Mortgage Strategy.
After Allsop’s November 2025 commercial auction had raised £31.8m, something revealing happened: just over three-quarters of buyers paid in cash. Every buyer surveyed said they’d look to purchase again. Thirteen lots sold for more than 10% above reserve. This wasn’t distressed selling to opportunistic bargain… The post Commercial Watch: Finding value at the bottom appeared first on Mortgage Strategy.
