TMW is lowering rates on its switcher deals tomorrow by up to 25 basis points, following cuts to its new business deals today. The buy-to-let lender, which is part of Nationwide Building Society, is one of more than 20 lenders to lower prices this week.… The post TMW cuts switcher rates as Leeds and Principality trim costs appeared first on Mortgage Strategy.
This week’s top headlines: Housing market ‘in limbo’ again and over 100,000 heat-trap homes could become ‘uninhabitable’. Explore these and other major industry updates below: Housing market ‘in limbo’ again: Industry reacts as PM resigns Property industry figures have warned that the Prime Minister’s… The post Mortgage Strategy’s Top 10 Stories: 22 June to 26 June appeared first on Mortgage Strategy.
Energy-efficient homes command only a small price premium, according to new research from Nationwide. The lender found that owner-occupied homes with an Energy Performance Certificate (EPC) rating of A or B sell for 1.6% more than similar D-rated properties. Based on average house prices in… The post Green homes only sell for £4,500 more, Nationwide finds appeared first on Mortgage Strategy.
The cost of buying a first home is extending beyond finances, according to research from mortgage broker Mojo Mortgages. Its First-Time Buyer Sentiment Survey 2026, which surveyed 1,000 first-time buyers across the UK, found many are delaying major life decisions. Some are staying in unhappy… The post First-time buyers delaying life milestones as pressures mount, survey finds appeared first on Mortgage Strategy.
The average three-year fixed rate dropped by 5 basis points over the past week to 5.28%, as 20 lenders responded to falling swaps with price cuts. The latest rate watch data from Moneyfacts also shows the average two-year fix fell by 4bps to 5.55% and… The post Average rates drop as 20 lenders cut prices: Moneyfacts appeared first on Mortgage Strategy.
More than 100,000 homes could become “uninhabitable” in high temperatures as the boom in office-to-residential conversions has created heat-trap flats, a major insurer has warned. More than 100,000 homes could become “uninhabitable” in high temperatures following the boom in office-to-residential conversions, a major insurer has… The post Over 100,000 heat-trap homes could become ‘uninhabitable’ appeared first on Mortgage Strategy.
Lenders are pushing rates, research and relationship managers harder than they have in years. The landlords on the other end need a coach — and Intermediary Mortgage Lenders Association (Imla) numbers say more of them than ever are coming to us. In one week, Aldermore… The post Buy-to-Let Watch: Step into a coaching role appeared first on Mortgage Strategy.
The Scottish government has relaunched the First Homes Fund, offering new support to help first-time buyers overcome deposit barriers and purchase a home. The fund reopened on 24 June as a shared equity scheme. It provides eligible buyers with a government contribution of up to… The post First Homes Fund relaunches in Scotland appeared first on Mortgage Strategy.
For many years, Inheritance Tax (IHT) was widely regarded as a tax that affected only the wealthy. That perception is becoming increasingly outdated. A combination of frozen tax allowances, rising property values, growing pension wealth and forthcoming legislative changes means that many families who… The post Blog: The Inheritance Tax Time Bomb appeared first on Mortgage Strategy.
Nationwid is cutting rates by up to 25bps as Family Building Society and Fleet Mortgages update their lending ranges. Nationwide is cutting rates across its fixed mortgage range for new and existing customers. The changes take effect from Friday 26 June. They will support first-time… The post Nationwide cuts rates by up to 25bps as Fleet and Family BS update ranges appeared first on Mortgage Strategy.
