Homeloan prices have more than tripled since the Brexit referendum on this day 10 years ago, according to research from L&C Mortgages. L&C said the significant shift in interest rates in the intervening 10 years underlines the significant change that mortgage borrowers have faced. Tracking the… The post Mortgage rates tripled since Brexit referendum, says L&C appeared first on Mortgage Strategy.
Artificial intelligence is developing too quickly for lawmakers and regulators to keep up, according to Financial Conduct Authority (FCA) chief executive Nikhil Rathi. Speaking at techUK’s Agents of Change: Generative and Agentic AI in Financial Services 2026 conference, Rathi said traditional regulation must adapt to… The post FCA boss warns laws can never keep up with AI appeared first on Mortgage Strategy.
The biggest barrier facing potential first-time buyers (FTBs) is not always affordability but awareness. Too many people still assume homeownership is beyond their reach without ever properly researching their options. The Building Societies Association’s (BSA) Think Again research, which Ami has helped amplify, showed that… The post Comment: Getting in front of first-time buyers appeared first on Mortgage Strategy.
Accord and Coventry Building Society are set to trim rates this week. At Accord, residential and buy-to-let deals are set to be reduced tomorrow. The biggest cuts are on residential new business rates at 90% loan-to-value, which are reducing by up to 18 basis points.… The post Accord and Coventry among latest to trim rates appeared first on Mortgage Strategy.
Shepherds Friendly has appointed Laura Gauden as head of sales. Gauden joins the Manchester-based mutual from Newcastle Building Society, where she was national sales manager. At the Newcastle she carried out the lender’s mortgage broker business strategy and managed the field and telephone business development… The post Shepherds Friendly hires Gauden as head of sales appeared first on Mortgage Strategy.
The mortgage market has been a very fast and rickety ride in the first five months of the year, with market volatility creating a mix of concern and uncertainty across the industry. The war in Iran has caused swap rates to spike, leading to record… The post Comment: A steady hand on the tiller appeared first on Mortgage Strategy.
Young people are increasingly putting affordability ahead of location when buying a home due to rising house prices, according to Barclays. The lender’s latest Property Insights data shows that almost a quarter (24%) of Gen Z buyers say price is the most important factor when choosing… The post Affordability trumps location for Gen Z housebuyers, says Barclays appeared first on Mortgage Strategy.
Paragon Bank has expanded its tracker buy-to-let range with the launch of switch and further advance products for existing customers. The new switch products are available up to 80% LTV, while further advances are offered up to 75% LTV. Both can be used for single… The post Paragon expands BTL tracker range appeared first on Mortgage Strategy.
Mortgage Innovation & Technology Live 2026 returns on 13 October 2026 at County Hall, London. The event brings together mortgage and protection business leaders, lenders, networks, technology providers, and industry innovators for a day of insight, collaboration, and future-focused thinking. As the industry continues to… The post Mortgage Innovation & Technology Live 2026 and MITAs – don’t miss out appeared first on Mortgage Strategy.
REIM Capital has joined the Bridging & Development Lenders Association (BDLA) as a lender member. REIM Capital is a specialist bridging finance lender for property investors across England and Wales. The BDLA’s membership is nows more than 100 organisations, with lender members holding combined loan… The post REIM Capital joins the BDLA appeared first on Mortgage Strategy.
