When Open Banking was first introduced, there was understandable scepticism. Why would banks make it easier for customers to share their financial data? Could organisations that had spent decades competing with one another really work together in a way that benefited everyone? The answer, as… The post Blog: Can homebuying learn from Open Banking? appeared first on Mortgage Strategy.
HMOs are still widely viewed as one of the stronger performing areas of the buy-to-let market and, on the surface, it is easy to understand why. Pegasus Insight’s Landlord Trends Q1 2026 research found landlords operating HMOs generated average rental yields of 7.6%, compared with… The post Blog: HMOs still deliver yield, but advisers must look deeper appeared first on Mortgage Strategy.
Lenders have made 450,000 product updates so far this year, Twenty7tec’s data shows. The software provider is giving existing broker customers who currently use its RESEARCH service a free two-month trial of its ADAPT tool to help them keep on top of changes. Twenty7tec’s data… The post Brokers hit with 450,000 product updates this year: Twenty7tec appeared first on Mortgage Strategy.
The average monthly rent in England is £1,442, 13 times what it was in 1988, according to analysis from Generation Rent. The campaign group today published its ‘cost of renting receipt’, which shows the increase in the cost of private rents since the 1988 Housing… The post Monthly rents are now 13 times 1988 level, says Generation Rent appeared first on Mortgage Strategy.
Vida has rebranded its later-life proposition as Next Chapter Lending with updated criteria for older first-time buyers, home movers and borrowers with loans stretching into retirement. The changes are designed to give brokers clearer guidance on affordability assessments where a mortgage term extends beyond a… The post Vida launches Next Chapter Lending appeared first on Mortgage Strategy.
Molo has adjusted our UK resident buy-to-let (BTL) range, increasing two-year fixed rates from tomorrow. Standard BTL two- and five-year fixed rates will start from 3.21% and 4.99% respectively. Specialist BTL two-year fixed rates will start from 3.31% while five-year fixes in the range will… The post Molo, Zephyr and TMW increase prices appeared first on Mortgage Strategy.
Almost 80% of UK first-time buyers share the sentiment that the curriculum failed to equip them for interest rates, mortgages, and the baseline requirements of owning a home, research by Mojo Mortgages reveals. A first-timer buyer sentiment survey reveals an interesting gap between genders, with… The post Education system failed to prepare FTBs for home ownership: Mojo appeared first on Mortgage Strategy.
Santander UK reported a sharp increase in its mortgage book after completing its acquisition of TSB. Mortgage balances rose to £204.7 billion at the lender’s half-year results to the end of June, up from £169 billion at the end of 2025, a rise of £35.7… The post Santander UK’s mortgage book up £35.7bn after TSB deal appeared first on Mortgage Strategy.
TMG Mortgage Network has launched TMG Financial Services, a new consumer-facing advice brand based in Rotherham. The brand, which will cover mortgages, protection and later life lending, has been created to provide individuals and families access to mortgage, protection and later life lending advice. It… The post TMG Mortgage Network launches consumer advice brand appeared first on Mortgage Strategy.
More UK landlords are planning to refinance their property portfolios over the next year to fund new investments, according to research by specialist lender Together. Together found that 76% of landlords are likely to refinance their portfolios within the next 12 months. More than a third (36%) said they were… The post Three-quarters of landlords want to refinance this year, says Together appeared first on Mortgage Strategy.
