Landlords across England and Wales face a bill of nearly £26 billion to meet the government’s 2030 energy efficiency deadline, according to new analysis. Under the government’s Warm Homes Plan, all rented homes must have a minimum EPC rating of C by 1 October 2030.… The post Landlords face £26bn bill to meet energy efficiency rules appeared first on Mortgage Strategy.
Landlords using limited company structures control an average of more than three times as many properties as those holding stock in their own name, Pegasus Insight latest landlord trends data reveals. Data from Q4 2025 found that more than one in five landlords now operate… The post Limited company landlords hold 3x as many properties as individual investors: Pegasus appeared first on Mortgage Strategy.
Annual house price growth held steady at 1% in February, with average prices increasing to £273,176, the latest index from Nationwide has shown. Month-on-month house price growth across the UK was 0.3%. Nationwide chief economist Robert Gardner says the figures reflect January’s modest recovery after… The post Annual house price growth steady at 1%: Nationwide appeared first on Mortgage Strategy.
Charles Street Finance has appointed Thomas Ratcliffe and Louise Ward to support its ambitions to grow its loan book to £1 billion. Ratcliffe and Ward have been named as relations manager and customer retentions manager respectively. Ratcliffe joins Charles Street from his North West-based family… The post Charles Street hires Ratcliffe and Ward appeared first on Mortgage Strategy.
Afin Bank has appointed Stuart Benge as senior business development manager. Benge joins with more than 30 years of experience in residential and commercial finance, including 20 years with Norwich and Peterborough, plus stints at both Recognise Bank and Hodge Bank. Benge marks the fourth… The post Afin Bank appoints Benger as senior BDM appeared first on Mortgage Strategy.
In the debut episode of the Money Talks podcast series, partnered with Mortgage Strategy and Royal London, we break down the FCA’s Pure Protection Market Study. Kimberley Dondo is joined by Gregor Sked, Senior Protection Development and Technical Manager, and we explore what the regulator’s… The post Money Talks: Building Protection into Everyday Planning Conversations appeared first on Mortgage Strategy.
This week’s top headlines: Market Financial Solutions enters administration and FCA sets out plans to close gaps in borrowers’ credit files. Explore these and other major industry updates below: Market Financial Solutions enters administration Market Financial Solutions has applied to enter administration after a temporary… The post Mortgage Strategy’s Top 10 Stories: 23 Feb to 27 Feb appeared first on Mortgage Strategy.
There were 41,100 new loans advanced to older borrowers in the last quarter of 2025, up 15.1% year on year, UK Finance reveals. The value of this lending was £6.8 billion, which was up 20.5% compared with the same quarter a year previously. In addition,… The post Later life lending up 15.1% in Q4: UK Finance appeared first on Mortgage Strategy.
The most important factor in growing your business is to generate the right culture. This is central to what I am trying to achieve with Access FS. The essence of our culture is to treat advisers as customers — as individuals. This is not simply… The post MBA: Access FS chief executive Karl Wilkinson appeared first on Mortgage Strategy.
Average fixed rate pricing edged down this week, according to the latest Moneyfacts rate watch. Moneyfacts found the typical two-year fix fell by 2bps to 4.85%, while the average five-year fix dropped in price by 2bps to 4.89%. The biggest cuts, of 6bps, were… The post Average fixed rate price edges down this week: Moneyfacts appeared first on Mortgage Strategy.
