Generation Home is increasing selected mortgage rates by up to 15bps from 12 October, citing rising swap rates. The lender has announced increases across its three- and five-year mortgage products. All three-year rates will rise by 10bps, while five-year products at 60–80% loan-to-value (LTV) will… The post Generation Home increases mortgage rates as swap costs rise appeared first on Mortgage Strategy.
This week’s top headlines: YBS lowers rates by up to 0.50% and average household disposable income rises to £39,200. Explore these and other major industry updates below: YBS lowers rates by up to 0.50% Yorkshire Building Society has cut mortgage rates across its range, with… The post Mortgage Strategy’s Top 10 Stories: 05 Oct to 09 Oct appeared first on Mortgage Strategy.
The average fixed rate mortgage price crept up again this week, despite promising signs of rate cuts from major lenders, according to Moneyfacts. The latest Moneyfacts rate watch found that the average two-year fixed rate is now 5.97%, up 1bps on 5.96% at the same… The post Fixed rate prices rise again despite major lender cuts: Moneyfacts appeared first on Mortgage Strategy.
Millions more households could benefit from stricter repair deadlines for landlords, as the government launches a consultation on extending Awaab’s Law to private rented homes and other types of accommodation. Awaab’s Law was introduced in social housing last year, establishing legal deadlines for landlords to… The post Awaab’s Law could extend to private renters under government plans appeared first on Mortgage Strategy.
Mortgage brokers are facing increasing pressure from lengthy conveyancing delays as homebuyers wait months to exchange and risk seeing mortgage offers expire before they can complete. In September, 42% of recent homebuyers surveyed by Lyons Bowe Solicitors said conveyancing was the biggest factor slowing or… The post News Analysis: Conveyancing hold-ups worsen appeared first on Mortgage Strategy.
Yorkshire Building Society has reduced rates across the board on its mortgage range. Changes include reductions of up to 0.50% on five-year fixed-rate mortgages for borrowers buying a home with just a 5% deposit, with selected rates reduced by up to 0.29% for those remortgaging.… The post YBS lowers rates by up to 0.50% appeared first on Mortgage Strategy.
Welcome back to Market Watch. But maybe not for much longer. I have been reading the latest discussions about artificial intelligence (or ‘super intelligence’, as Trump insists on calling it), and whether AI will eventually replace mortgage brokers, writers, marketers and, most concerningly of all,… The post Market Watch: Does AI know your name? appeared first on Mortgage Strategy.
The pace of house price falls across prime property markets eased in the third quarter as buyers and sellers became more aligned on value, according to Savills. Prime central London values fell by 1.5% during the quarter, compared with a 1.7% decline in the second… The post Prime property price falls ease slightly: Savills appeared first on Mortgage Strategy.
CapitAll Finance has joined the Bridging & Development Lenders Association (BDLA) as a lender member. CapitAll Finance provides bridging, refurbishment, commercial and semi-commercial property finance for brokers, investors and property professionals. The lender combines broker-originated deal flow with experienced underwriting, central credit control and disciplined… The post CapitAll Finance joins BDLA as lender member appeared first on Mortgage Strategy.
Two of the UK’s fastest-growing mortgage networks this year could soon combine to become even larger, according to the latest Network Consulting mortgage network league table. Stonebridge Mortgage Solutions has recorded a net increase of 43 appointed representative firms during 2026, while HL Partnership has… The post Stonebridge and HLP among fastest-growing mortgage networks as consolidation looms appeared first on Mortgage Strategy.
