Conservative leader Kemi Badenoch has promised to scrap inheritance tax on family homes if her party wins the next general election. Badenoch said the Conservatives will also allow couples leave an extra £1m tax-free to their children if the party is elected into government. She… The post Conservatives to scrap IHT on family homes if they win the next election appeared first on Mortgage Strategy.
Almost half of 18 to 40 year-olds have experienced housing insecurity in the past five years, new research suggests. A survey by financial education charity Money Ready found that 48% of adults in that age range had faced problems such as rent or mortgage arrears,… The post Nearly half of 18-40s have faced housing insecurity appeared first on Mortgage Strategy.
Accord Mortgages will be reducing rates on its buy-to-let (BTL) range, effective tomorrow (8 October). The biggest changes from the intermediary-only lender affect selected products available for house purchase up to 80% loan to value (LTV) and include reductions of up to 0.43% on two-year… The post Accord and Notts BS lower rates, Kensington increases prices appeared first on Mortgage Strategy.
Almost eight in 10 property professionals think mooted government reforms to homebuying and selling will be positive for the industry and consumers, according to a poll by Countrywide Surveying Services (CSS). The poll, conducted during the latest CSS webinar, found that 77% of respondents were… The post Almost eight in 10 property experts see homebuying reforms as positive appeared first on Mortgage Strategy.
The average UK room rent reached a record £769 a month in the third quarter of 2026, according to SpareRoom. Average rents rose 1% from £762 a year earlier, while the number of rooms advertised fell by 4.7% year on year. The decline in supply… The post Average UK room rent hits record £769 per month: SpareRoom appeared first on Mortgage Strategy.
Teachers Building Society for Intermediaries (TFI) has increased the maximum loan-to-value (LTV) limits to 95% for both new-build houses and flats. The change means eligible borrowers purchasing a new-build property can now access lending up to 95% LTV, subject to providing a minimum 5% deposit… The post Teachers for Intermediaries ups new-build lending to 95% LTV appeared first on Mortgage Strategy.
More than £900 million was invested in the UK build to rent (BTR) sector in the third quarter of 2026, Savills reports. Savills reveals year-to-date investment has reached more than £4 billion, which is above the level recorded at the same point in any previous… The post BTR investment surpasses £900m as volumes reach record high: Savills appeared first on Mortgage Strategy.
September UK construction output fell at its slowest pace this year, according to the latest S&P Global UK Construction Purchasing Managers’ Index (PMI) data. However, the data found that weakening new orders, rising costs and declining business confidence continued to weigh on the sector. The… The post UK construction downturn eases in September, but orders and confidence weaken: S&P appeared first on Mortgage Strategy.
The average disposable household income across the UK rose by 3.5% to £39,200 in 2025, the latest official estimates show. It is arguably the most widely-used measure of household income, according to the Office for National Statistics and reflects the median amount households have left… The post Average household disposable income rises to £39,200: ONS appeared first on Mortgage Strategy.
Shawbrook has cut rates on selected buy-to-let products, including reductions of up to 25bps on larger loans. The changes came into effect today (6 October) and cover a number of products across its range. On SB2 five-year fixed-rate buy-to-let products, rates have been cut by… The post Shawbrook cuts buy-to-let rates as Foundation pulls 90% LTV products appeared first on Mortgage Strategy.
