Remortgaging is forecast to grow to £103 billion in 2026 and £110 billion in 2027, while product transfer growth is expected to slow following record volumes in 2025, the Intermediary Mortgage Lenders Association (Imla) reveals. Product transfers surged in recent years as interest rates rose… The post Remortgaging forecast to grow to £110bn in 2027: Imla appeared first on Mortgage Strategy.
The supply of rental properties is in crisis as listings drop to record low levels as landlords leave the market, according to analysis by LandlordBuyer. Just over a third (35%) of rented properties have buy-to-let mortgages, meaning most landlords have no homeloan. This implies an… The post Rental supply in crisis as landlord exit, says LandlordBuyer appeared first on Mortgage Strategy.
New analysis from property platform Rightmove reveals that lower-priced areas had the biggest jump in asking prices on average during 2025. Looking at the 50 areas where the average asking price for a home increased the most in 2025, 43 were priced below the current… The post Most affordable locations saw highest price growth in 2025: Rightmove appeared first on Mortgage Strategy.
Shawbrook has made rate reductions across its SB1 specialist buy-to-let (BTL) product range. Rates across the SB1 BTL range for single lets now start from 4.64%, following reductions of up to 30 basis points, while rates across SB1 houses of multiple occupancy and multi-unit freehold… The post Shawbrook cuts rates by up to 50bps, TSB makes BTL changes appeared first on Mortgage Strategy.
Mortgage Required has bought fellow broker Y-Not Finance for an undisclosed sum. Mortgage Required advises on residential mortgages, remortgages, buy-to-let and equity release, while Y-Not focuses on mortgages, remortgages, protection and buy-to-let. Maidenhead-based Mortgage Required was founded in 2001, while Y-Not is located in Ferndown… The post Mortgage Required acquires Y-Not Finance appeared first on Mortgage Strategy.
The equity release market grew 11% in 2025, the Equity Release Council reveals. The ERC’s Q4 report showed that total annual lending increased from £2.3bn in 2024, to £2.57bn in 2025. More than a quarter (26%) of advisers responding to the council’s latest survey say… The post Equity release market grew 11% in 2025: ERC appeared first on Mortgage Strategy.
TMG Mortgage Network has promoted Amy Lister to training and development manager. Lister takes on her new role with more than 20 years of experience in the mortgage industry. She has worked across mortgage administration, adviser support, compliance, suitability checking and para-planning. Under Lister’s leadership,… The post TMG Mortgage Network promotes Lister appeared first on Mortgage Strategy.
Principality Commercial, the commercial arm of Principality Building Society, has announced a £20m partnership with Rochdale Boroughwide Housing Limited, marking its first lending agreement with an England-based housing association. Rochdale Boroughwide Housing Limited is the UK’s first mutual housing society, co-owned by its tenants and… The post Principality announces £20m partnership with Rochdale appeared first on Mortgage Strategy.
Hope Capital Property Finance has launched Dual+, a new residential bridging product designed to support deals with urgent completion deadlines. Dual+ is available at 75% loan-to-value (LTV) at 0.79%, and is aimed at borrowers requiring funding for residential purchases, refinances, capital raises and cosmetic light… The post Hope Capital launches Dual+ appeared first on Mortgage Strategy.
Virgin Money has announced buy-to-let (BTL) product transfer changes, with new products and rate reductions, effective tomorrow (27 January). The new products include two-, three- and five-year fixed rates with a fee of £1,495 with rates starting from 3.84%, 3.89% and 4.04% respectively. The lender… The post Virgin, Newcastle and HTB make product changes appeared first on Mortgage Strategy.
